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(Rates effective 11/1/08. Rates may be changed without notice)
| APR* | APY** | ||
| Regular Shares: | .50% | .50% | |
| Regular Checking Account: | .00% | .00% | |
| Business Checking Account: (For balances over $2,500) |
.50% | .51% |
|
| Individual Retirement Account: | 1.00% | 1.01% | |
| Money Market Shares: | |||
| Balance of $2,500 - $24,999 | 1.50% | 1.51% | |
| Balance of and over $25,000 | 1.75% | 1.76% |
Savings and IRA Certificates of Deposit:
Minimum |
6 Months |
1 Year |
18 Months |
2 Years |
||||
| Balance | APR | APY | APR | APY | APR | APY | APR | APY |
$500 - $4,999 |
3.00% |
3.03% |
3.15% |
3.19% |
3.20% |
3.24% |
3.20% |
3.24% |
$5,000 - $9,999 |
3.00% |
3.03% |
3.15% |
3.19% |
3.20% |
3.24% |
3.20% |
3.24% |
Over $10,000 |
3.05% |
3.07% |
3.20% |
3.24% |
3.25% |
3.29% |
3.25% |
3.29% |
| Minimum | 30 Months | 3 Years | 42 Months | 4 Years | ||||
| Balance | APR | APY | APR | APY | APR | APY | APR | APY |
$500 - $4,999 |
3.20% |
3.24% |
3.20% |
3.24% |
3.20% |
3.24% |
3.20% |
3.24% |
$5,000 - $9,999 |
3.20% |
3.24% |
3.20% |
3.24% |
3.20% |
3.24% |
3.20% |
3.24% |
Over $10,000 |
3.25% |
3.29% |
3.25% |
3.29% |
3.25% |
3.29% |
3.25% |
3.29% |
*APR – Annual percentage rate
**APY – Annual percentage yield based on quarterly compounding