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(Effective 11/1/08. Rates may be changed without notice.)
|
Type of Loan |
A+ 740+ |
A 720-739 |
B+ 700-719 |
B 680-699 |
C+ 660-679 |
C 640-659 |
D 600-639 |
E < 600 |
Terms |
|
Automobiles |
4.70% |
4.95% |
5.95% |
6.70% |
8.50% |
10.00% |
16.00% |
16.50% |
Up to 72 mos. |
Down Payment |
0% |
5% |
10% |
15% |
20% |
20% |
25% |
25% |
|
|
Home Equity |
6.25% |
6.50% |
7.00% |
8.00% |
9.50% |
12.00% |
14.00% |
N/A |
Up to 84 mos. |
|
Motorcycle/RV |
5.50% |
5.75% |
6.50% |
7.00% |
10.00% |
13.00% |
16.50% |
N/A |
Up to 60 mos. |
|
Unsecured |
8.00% |
9.00% |
10.00% |
11.00% |
12.00% |
14.00% |
16.00% |
N/A |
Up to 36 mos. |
Home Equity Loan – No appraisal or title insurance required.
-
RVs - Maximum term on towable trailers is 72 months.
Maximum term on truck campers, boats and off-road vehicles is 60 months. -
Terms > 60 Months - .50% will be added onto the above rates for terms > 60 months.
-
Terms = 36 Months - .50% will be subtracted from the above rates, excluding unsecured loans.
-
Vehicles = 5 years old are limited to a 36-month term (begin with previous year when counting back).
Visa Platinum Card
- 7.99% fixed annual percentage rate.
- No annual fee
- 25-day grace period on all purchases.
- Credit limit $10,000.
- Free balance transfers.
Visa Classic Credit Card:
- 11.99% fixed annual percentage rate.
- No annual fee
- 25-day grace period on all purchases.
- Up to $4500 Credit Limit
- Free balance transfers.
Home Equity Loans:
- $10,000 MINIMUM
- $50,000 MAXIMUM
- CLOSING COSTS < $100
- No appraisal nor title insurance required
- SEE RATES ABOVE
CD Secured Loans:
3% above CD rate
Share-Secured Loans
3.50% <= share rate - 36 months
4.25% = share rate - 48 months
4.50% = share rate - 60 months
| Click Here to Apply for a Loan! |