Loan Rates

Rates effective 11/2015

Type of Loan
Super 1
800+
Super 2
799-780
Super 3
779-760
A+
759-740
A
739-720
B+
719-700
B
699-680
C+
679-660
C
659-640
D
639-600
*Auto
2.79%
2.89%
2.99%
3.14%
3.49%
4.49%
4.99%
7.49%
8.99%
13.00%
Cycles/RV
4.99%
4.99%
4.99%
5.24%
5.99%
6.99%
7.99%
9.99%
12.99%
17.99%
Mini-Mortgage
3.75%
  3.75%
3.75%
4.00%
4.25%
4.50%
4.75%
9.25%
12.25%
15.25%
Unsecured
8.00%
8.00%
8.00%
8.00%
8.00%
10.00%
11.00%
12.00%
12.00%
12.00%
VISA
7.99%
7.99%
7.99%
7.99%
7.99%
7.99%
11.99%
11.99%
11.99%
11.99%

Term Limits and Rate Add-Ons:

Auto loans – Rates above are for 60-month terms and 100% LTV.  Other terms are available with rate discounts or adds.

Discounts:

-.10% for terms ≤ 48 months.

-.25% for < 70% loan-to-value.

Adds:

+.25% for 72-month term

+.50% for 2004-2008 models

+.50% for each extra 10% loan-to-value over base (determined by credit score) up to 120% LTV max.