Loan Rates

Rates effective 11/2014 

Type of Loan
Super 1
800+
Super 2
799-780
Super 3
779-760
A+
759-740
A
739-720
B+
719-700
B
699-680
C+
679-660
C
659-640
D
639-600
*Auto
2.24%
2.54%
2.74%
2.99%
2.99%
4.49%
4.99%
7.49%
8.99%
13.00%
Cycles/RV
4.99%
4.99%
4.99%
5.24%
5.99%
6.99%
7.99%
9.99%
12.99%
17.99%
Mini-Mortgage
3.75%
3.75%
3.75%
4.00%
4.25%
4.50%
4.75%
9.25%
12.25%
15.25%
Unsecured
8.00%
8.00%
8.00%
8.00%
8.00%
10.00%
11.00%
12.00%
12.00%
12.00%
VISA
7.99%
7.99%
7.99%
7.99%
7.99%
7.99%
11.99%
11.99%
11.99%
11.99%
 

 Term Limits and Rate Add-Ons:

  • Auto loans – Rates above are for 60-month terms and 100% LTV.  Add .25 for terms > 60 months (max. 72 months).
  • Auto model years 2007 and older are limited to 36-month term. 
  • Auto model years 10 years and older are priced at unsecured rate.  The auto will still serve as collateral.
  • Mortgage loan term of 96 months or more only available for balances of $40,000 or more.
  • Mortgage loans – Rates above are for first position liens. Add .25 for second position liens.
  • Mortgage loans – Rates above are for 96-month terms.  Add .25 for terms 97-120 months.