 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
Star Tech Federal Credit Union
Fee Schedule
Effective 8/1/2008
| ACCOUNT FEES | |
| NSF Fee (Checks/ACH/ATM/Debit) – Per item | $30.00 |
| Stop Payment (Check/ACH) – Per item | $15.00 |
Dormant Account Fee = Handling/processing fee. |
$5.00 |
Escheat Account Fee = Must submit to state treasurer. |
$25.00 |
| Closed Account Fee | $10.00 |
| Bad Address Fee – Per returned item | $2.00 |
| VISA CREDIT CARD FEES | |
| Annual Fee | FREE |
| PIN Replacement | $5.00 |
Card Replacement |
$5.00 |
Priority Card Replacement (3 days) |
$30.00 |
| Late Payment Fee (Visa Classic only) | $30.00 |
| Over Credit Limit Fee (Visa Classic only) | $30.00 |
| EARLY CD WITHDRAWAL PENALTIES | |
| Certificate of deposit term = 1 year | 30 days |
| Certificate of deposit term > 1 year | 90 days |
| OTHER SERVICE FEES | |
| ATM Deposit Correction Fee | $5.00 |
| Deposited Item Return Fee | $5.00 |
Charge Loan Payment to Credit Card |
$15.00 |
Wire Transfer Fee (Incoming) |
FREE |
| Money Market Fees: |
$5.00 |
| HomeCU Online Banking – Unlimited Transactions | FREE |
| Electronic Bill Pay – Unlimited Transactions | FREE |
| VISA ATM/DEBIT CARD FEES | |
| Annual Fee | FREE |
| PIN Replacement | $5.00 |
Card Replacement |
$5.00 |
Priority Card Replacement (3 days) |
$30.00 |
| LOAN FEES | |
| Late Payment Fee (15 Days Past Due) | $30.00 |
| Recording Fee (Home Equity Loan) | $20.00 |
Release of Deed Fee (Home Equity Loan) |
$20.00 |
Flood Map Tracking (Home Equity Loan) |
$25.00 |
|
Appraisal |
Varies |
| Title Policy | Varies |
| Loan Refinance Fee – Home Equity Loan | $50.00 |
| Loan Refinance Fee – Other Loans | $25.00 |
The fees appearing in this schedule are accurate and effective for accounts as of the effective date. If you have any questions or require current rate and fee information on your account, please contact the credit union at 720-493-1270.