Apply for an Unsecured Loan when you need quick cash for a vacation, auto repairs, dental work or any other of life’s mini-catastrophes.
Or use your own savings (i.e. shares) as collateral and apply for a share-secured loan and get the lowest possible interest rate:
3.50% APR for a term of ≤ 36 months
4.25% APR for a term of 48 months
4.50% APR for a term of 60 months
2.25% APR above the certificate of deposit rate for CD-secured loans.