Deposit Rates

Rates effective 12/1/2012.  Rates may be changed without notice.

 
APR*
APY**
Regular Savings Account
.06%
.06%
 
Individual Retirement Account
 
.25%
 
.25%
 
Money Market Savings Account
 
 
  Balance $2,500 – $24,999
.15%
.15%
  Balance ≥ $25,000
.25%
.25%
 
 
Regular Checking Account

 

.00%

 

.00%
 
Business Checking Account
 
 
  Balance > $2,500
.15% 
 .15%
 
Money Market Checking Account
 
 
  Balance $2,500 – $24,999
.15%
.15%
  Balance ≥ $25,000
.25%
.25%

 

Certificate of Deposit Rates:  Regular Savings and IRAs

Minimum
Balance
6 Months
APR         APY
1 Year
APR         APY
18 Months
APR         APY
2 Years
APR        APY
3 Years
APR        APY
4 Years
APR       APY

$500 – $4,999

.30%

.30%

.40%

.40%

.50%

.50%

.60%

.60%

1.15%

1.15%

1.35%

1.35%

$5,000 – $9,999

.30%

.30%

.40%

.40%

.50%

.50%

.60%

.60%

1.15%

1.15%

1.35%

1.35%

Over $10,000

.30%

.30%

.40%

.40%

.50%

.50%

.60%

.60%

1.15%

1.15%

1.35%

1.35%

*APR – Annual percentage rate                                              **APY – Annual percentage yield based on quarterly compounding